Successful business owners often desire more control over their entire balance sheet, including their superannuation. That desire often leads to considering the benefits of establishing a […]
When financial advisors speak with clients about approaching the end of their working lives, they often say they wish they could go back several decades and […]
For those who are not aware, here is some important news for all Australians, particularly those in their thirties: from 1 July 2024, the annual superannuation […]
As you enter your forties, you step into a phase of life with significant wealth-building capacity that can span decades. This presents a prime opportunity to […]
If you’re considering helping your children with a ‘guarantor home loan,’ you’re not alone. Property prices keep rising, with the national median price jumping 32.5% between March […]
Private school and university fees can cost tens of thousands of dollars annually, and fees often rise faster than inflation. That’s why it’s common for parents […]
There’s a cognitive bias that affects all people, but particularly those of younger generations. It’s called ‘hyperbolic discounting’ and means that the further off into the […]
The 2024 Federal Budget provides cost of living relief through 1 July tax cuts, lower power bills, higher welfare payments and support for small business. […]
Now that you’re in your sixties and have potentially retired, you should switch your investing strategy from growth to defensive, right? Not necessarily. Someone in their […]
When you’re in your thirties, arguably the most impactful financial decision you can make is to save and invest a significant share of your income. That’s […]
The 2023 Federal Budget was about cost of living pressures, health and housing, and higher welfare payments. So not surprisingly, superannuation didn’t rate much of a […]
Key Points: Productivity growth in advanced economies has been lacklustre since the Financial Crisis, which, alongside ageing populations has led to lower potential economic growth. Much […]
Labor to reduce tax concessions for super balances above $3m Despite weeks of the Government stating they wanted to legislate the purpose of superannuation before considering […]
Imagine if you bought shares in a blue-chip share that consistently grew at below-market rates. It wouldn’t matter, would it? Because if the company kept paying […]
Cognitive biases can cause us to think and act irrationally. Not exactly good news when it comes to making smart financial decisions. When it comes to […]